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Revision as of 23:16, 22 January 2025
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If you and the spouse each put 5000 dollars on your 401k account, that would reduce your annual taxable income by ten thousand dollars. This means that your adjusted gross income is $66 thousand. That will yield a substantial tax savings. Another significant tax break comes to you when order a house -- and itemize all of your deductions.
1) Have you renting? Anyone realize your monthly rent is for you to benefit others and not you? Sure you acquire a roof over your head, but by following! If you can, must really get yourself a house. Should you be renting, your rent isn't deductible, but mortgage interest and property taxes continue to be.
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